Melissa Ternes is a financial empowerment coach, and CEO of Master Your Money Now. She’s passionate about helping women get out of the typical rut of living paycheck to paycheck, and instead becoming savvy, confident, and powerful with money.

Melissa’s lived that story herself – she’ll tell you she tried over 150 times to stay on a budget before she mastered money. She’s now helped hundreds of women with her signature program, “Aligned Money Life,” to guide them on how to completely transform their relationship with money (and debt)!

Melissa is based in Raleigh, and when she’s not speaking around town, she’s seeking an adventure on the “pretty blue water” of Belize with her husband and adventure companion, Wayne.